Last updated: September 2026.
Business-purpose lending
Simple Funding offers business-purpose financing for investment real estate and does not offer consumer-purpose or owner-occupied residential mortgage loans. Applicable laws and disclosures vary by transaction and jurisdiction.
Program terms are guidelines
Loan amounts, leverage limits, terms and property requirements shown on this site are guidelines. Not every borrower qualifies for the maximum leverage or the best pricing. Terms depend on the property, the valuation, the borrower’s credit and experience, title, and current capital availability, and may change without notice.
Where we lend
Availability varies by program and by state. Tax deed rehab lending is Alabama only. Ask us about your state before you make an offer that depends on financing.
Proof of funds letters
A proof-of-funds letter is issued as a courtesy. It is not a loan approval, a pre-approval or a commitment to fund, and it does not obligate Simple Funding LLC to make a loan.
Third-party services
Applications, payments, draws and servicing are handled through third-party systems. Fees charged by title companies, appraisers, inspectors, attorneys and servicers are separate from our loan fees.
Communications consent
When you submit a form or apply, you agree that we may contact you by phone, text and email about your request. Message and data rates may apply. Reply STOP to opt out of texts.
Licensing
[Confirm with counsel what licensing language, if any, belongs here before launch.]
Equal opportunity
We do business in accordance with applicable fair lending laws.